TD Alerts

TD Alerts lets you customize your notifications to fit your daily banking needs—like staying on top of your everyday spending and helping to keep your accounts secure. Set up personalized alerts for your debit card, checking account, savings account, credit cards and small business account.


Money's personal. Staying on top of it should be, too

Set up TD Alerts in Online Banking and the TD Bank app so you can: 

  • Stay in the know
    Track your balance and manage transactions in the moment so you always know what to expect when it comes to your accounts and cards
  • Defend against fraud
    Bank with confidence knowing fraud alerts are always on for your TD Debit or Credit Card. See how TD helps keep your accounts secure
  • Plan ahead
    Hit your financial goals by monitoring account activity and utilizing balance alerts

Set up alerts for your TD accounts

Conveniently set up alerts for your accounts using your TD Bank app or in Online Banking.

TD Alerts puts you in control

Staying informed with customizable alerts can help you know when to take action to help keep your TD accounts and cards secure.

  1. Temporarily lock your TD debit or credit cards while you research the charge

  2. Report a debit or credit card lost or stolen 

  3. Transfer money between accounts to avoid overdraft fees

  4. Report fraud

TD Alerts when and where you want them

TD Bank offers customizable alert types for all your accounts and cards providing relevant information when you need it, delivered how you want it. 




Set up all your alerts in the TD Bank app or Online Banking.

Don't have a TD Checking account?

Find an account that meets your needs and your budget with the perks you want and open an account online in minutes.


1For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay. There is no enrollment necessary and no fee for this service. Not all direct deposits are eligible for TD Early Pay. Eligible direct deposits are limited to electronic direct deposits such as your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payments services (e.g., Zelle®), check or mobile deposits, and other online transfers are not eligible for TD Early Pay. The Bank does not guarantee that any direct deposits will be made available before the date scheduled by the payor, and early availability of funds may vary between direct deposits from the same payor

When funds are made available early, they will be reflected in your account’s available balance. Whether we make funds available early depends on (1) when we receive the payor’s payment instructions, (2) any limitations we set on the amount and frequency of early availability, and (3) standard fraud prevention screening. 

If a direct deposit is not made available early, it will be made available in accordance with our Availability of Funds Policy described in the Personal Deposit Account Agreement (PDAA). Except as expressly set forth in the PDAA, funds made available early are subject to the same terms and conditions as other deposits to your account. If we’ve made funds available early and the payor reverses or requests a return of the deposit, or the funds are otherwise uncollected by the Bank, you understand and agree that we may debit your account in accordance with our normal process found in subpart e) Direct Deposits, found in the PDAA, up to the amount of the deposit that was previously made available – even if you have already  withdrawn the funds or it creates an overdraft on your account, without prior notice from us and at any time. In this instance, you are responsible for any fees assessed – including those charged by merchants or third parties – as a result of the overdraft. TD Early Pay is offered at the discretion of the Bank, and we reserve the right to cancel the service at any time and without notice to you.

Have a question? Find answers here