Chequing Accounts


What is a Chequing Account?

A chequing account is the most basic transactional account you can have. It’s considered an account you can use every day. You can use your chequing account to conduct the following transactions: Deposits (cash and cheques), withdraw money (at ATMs, bank tellers, etc.), one-time purchases (groceries, gas, etc), one-time or pre-authorized payments, transfers (between accounts of the same institution), Interac e-Transfer® transactions Your funds in this account can be easily accessed at an ATM, online, mobile or in a branch.


Special Offer Recently Viewed
Unlimited banking transactions and premium banking benefits
Annual fee re‎bate on select TD credit cardstaibpl3 (up to $139)
Free cheques, drafts & more
Monthly account fee of $29.95 or $0 if you maintain a daily balance of $5,000 or moretaibpl5

Special Offer Recently Viewed
Unlimited transactions for your peace of mindtucal2
Annual fee rebate for the first year on select TD credit cards (up to $139)tucal3
No TD ATM fee at any ATM in Canadatucal4
Free Interac e-Transfer® transactions
Monthly account fee of $16.95 or $0 if you maintain a daily balance of $4,000 or moretaibpl5

Recently Viewed
Limited Time Offer: Get up to $150 taibpl3

A budget-friendly account for everyday banking
25 transactionstedsal1 per month
Free Interac e-Transfer® transactions
Monthly account fee of $10.95 or $0 if you maintain a daily balance of $3,000 or moretedcal2

Recently Viewed
Limited Time Offer: Get up to $150 taibpl3

An account for those with minimal banking needs
$3.95 Monthly Fee
12 transactionstmcal1 including up to 2 full serve transactions per month

Special Offer Recently Viewed
An account designed for both youths and students, with no monthly fee
Unlimited transactionstucal2 per month
No Monthly Fee for Monthly Plan Overdraft Protection servicetscal4
Free Interac e-Transfer® transactions
$0 Monthly Fee (until 23 years old or with proof of enrollment in full-time post-secondary education)



Frequently Asked Questions

Chequing accounts












Other questions you may have



Benefits of banking with TD

  • Manage your money from wherever you are. Harness the power of mobile banking with the TD App or bank online through EasyWeb.

  • Paired with your TD App, instantly keep track of your monthly spending so you can manage your cashflow and expenses more efficiently.

  • Use your mobile device to take a photo of your cheque and deposit it directly into your account with the TD App without going into the branch.

  • Set up Direct Deposit to get employer and government payments deposited directly into your chequing account.

Learn more about chequing accounts


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