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. Change location?Check out our featured rates and terms for TD Choice Promotional CDs1 and find the one that works with your savings goals.
Check your TD Choice Promotional CDs investment options
How much will you be investing?
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$250.00 - $9,999.99
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$10,000 - $49,999.99
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$50,000 - $99,999.99
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$100,000+
What term length are you looking for?
What term length are you looking for?
What term length are you looking for?
What term length are you looking for?
Learn about your TD Choice CD renewal
When your TD Choice CD matures, it will automatically renew to the same length term at the non-promotional interest rate in effect at the time of renewal. Starting on the date of maturity, you'll have a 10-calendar-day grace period to make changes.
What are the benefits of investing in a CD?
Certificate of Deposits (CDs) FAQs
You agree to leave your money in an account for a set period of time known as a term. At TD Bank, you'll need a minimum deposit of $250 to get started. You earn a fixed interest rate that's typically higher than the rates offered on standard savings accounts. Plus, that interest compounds. Meaning you earn interest on the money you deposit plus the interest your money earns. When the CD hits maturity, you will receive the original amount you deposited plus the interest accrued. Learn more about how CDs work
When your TD Choice CD matures, it will automatically renew to the same length term at the non-promotional interest rate in effect at the time of renewal. Starting on the date of maturity, you'll have a 10-calendar-day grace period to make changes.
How to make changes: To renew your TD Choice CD, call 1-800-643-5363 or visit a TD Bank. To move your funds into a TD Bank account, add or withdraw funds, visit a TD Bank. Learn more about your TD Choice CD renewal options or download our TD Choice CD renewal FAQs (PDF).
Starting on the date of maturity, you'll have a 10-calendar-day grace period to make changes.
TD Step Rate CDs will automatically renew at maturity to a 12-month TD Choice CD at the non-promotional interest rate in effect at the time of renewal.
TD No-Catch CDs will automatically renew at maturity to another No-Catch CD at the same length term.
To learn about more renewal options – call 1-800-643-5363.
APY stands for Annual Percentage Yield which is the real rate of return earned on deposits. Our current CD rates can be seen above. If you link a TD checking account with your TD Choice CD, you can earn a relationship rate.3
To open a TD Certificate of Deposit account, you'll need your: social security number, government-issued ID, source of funds (existing banking information), and phone number (additional information may be required).
Explore other CD options
In addition to the TD Choice Promotional CDs, we have two other CD options with the investment opportunities you're looking for
1TD Choice Promotional CDs and IRA CDs will automatically renew at maturity to the same length term at the non-promotional interest rate and APY in effect at the time of renewal, unless we notify you otherwise. You can take action during your grace period to renew your TD Choice or TD Choice Promotional CD into a new TD Choice Promotional CD term.
2Annual Percentage Yield (APY) is accurate as of and assumes that interest and principal will remain on deposit until maturity. Penalties for early withdrawal will apply. Fees may reduce earnings. Posted rates on this page are subject to change at any time without notice. To qualify for the relationship rate, customers must own an eligible TD Bank personal checking account that is not closed or abandoned at the time of CD or IRA CD account opening or renewal. Please refer to the Personal Deposit Account Agreement for information on early withdrawal penalties and relationship rate eligibility.
3If you have an eligible TD Bank Personal Checking Account at the time that you renew your TD Choice CD, your TD Choice CD will earn a Relationship interest rate and APY in effect at the time of renewal. See the Personal Deposit Account Agreement for more details about eligibility.
4At maturity, you will have a ten (10) Calendar Day Grace Period, beginning on the maturity date, to make any changes to your Account, including withdraw funds without penalty, make additional deposits, change your CD term length, or renew your CD. For TD No-Catch CDs, you will have the option to withdraw principal funds without penalty once during the term of the CD. More than one withdrawal of principal during the term of this CD will result in a penalty. Customers are required to contact TD Bank with any requested changes.
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