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There's never been a better time or a better place

It's the perfect time to do business with two leading financial services companies – TD Bank and TD AMERITRADE. Whether you have a brokerage account elsewhere or don't have one yet, here's why you should open one now at TD AMERITRADE:

• Straightforward pricing
  At TD AMERITRADE, there's no complicated pricing structure. No matter how many Internet equity trades you place, you pay a low, flat rate of just $9.99 per trade. And there are no maintenance fees either.
• Independent research from industry experts
  Some companies provide market research skewed to their own products. Not TD AMERITRADE. You can depend on objective market information from third-party industry leaders to help you strengthen your investing strategy and make more informed decisions.
• Easy transfers to and from your TD Bank account
  Why not complement your TD Bank checking or savings account with a TD AMERITRADE brokerage account? It's quick and easy to move money to and from your TD AMERITRADE brokerage account, including TD Bank transfers.
• The support you need, when you need it
  Any time of the day or night, we're here to help – both online or on the phone. You can also stop by any of our nationwide TD AMERITRADE branches for one-on-one personal service.
• It costs nothing to open a TD AMERITRADE account

Visit TD AMERITRADE* to learn more about the wide range of products and services they provide and a special offer for opening an account.

*By clicking on this link you are leaving TD Bank US Holding Company's website. Non-TD Bank US Holding Company websites may have different privacy and security policies, which you should review before providing personal or confidential information.

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SECURITIES AND INSURANCE
NOT FDIC INSURED	NO BANK GUARANTEE	MAY LOSE VALUE

Securities products purchased or sold in a transaction with TD AMERITRADE: 1) are not insured by the Federal Deposit Insurance Corporation; 2) are not deposits or other obligations of TD Bank, N.A., and are not guaranteed by TD Bank, N.A.; and 3) are subject to investment risks, including possible loss of the principal invested.

TD AMERITRADE, Inc. and TD Bank, N.A., are affiliated through their parent firms.

Market volatility, volume and system availability may delay account access and trade executions.

TD AMERITRADE, a Division of TD AMERITRADE Inc., member FINRA/SIPC. TD AMERITRADE is a trademark jointly owned by TD AMERITRADE IP Company, Inc. and The Toronto-Dominion Bank. Used with permission.

© 2009 TD Bank, N.A. All Rights Reserved.